Modern reliance on devices has created a tremendous problem: e-waste. Vast amounts of discarded products end up in landfills, presenting critical dangers to our environment. Toxic materials leached from e-waste poison soil, harming human health and wildlife. Obsolete technology takes thousands to break down, locking valuable components in landfil

The traditional physical bank branch is experiencing a growing decline in its presence. Driven by the rise of online and mobile banking, consumers are increasingly relying to virtual channels for their financial needs. This shift has caused to a reduction in branch establishments, and many institutions are merging existing branches to reduce costs.

Return on total assets (ROTA) is a crucial financial metric employed by investors and analysts to gauge the efficiency of a company in generating profits from its assets. It represents the proportion of net income earned relative to the total assets possessed by the company. A higher ROTA indicates that a company is effectively utilizing its assets